New & Used Auto Loans | NET Credit Union
(570) 961-5300

Auto Loans

Whatever the road ahead holds for you, we’re here to help.

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First Time Auto Buyer

First Time Auto Buyer Program

Match or beat your rate*

New or Used, NET has the Auto and Motorcycle Loans You Need!

Whether you’re purchasing a brand new motorcycle, a used  SUV to help accommodate your family’s active lifestyle, or that RV you’ve been eyeing up, NET Credit Union offers competitive new auto loan rates and flexible terms to meet all of your needs. Be sure to visit NET before you go car shopping. You’ll drive away very happy knowing you made the right decision with your auto loan!

Benefits of a NET Auto Loan

  • Pre-approval for hassle-free car shopping & better buying power
  • Low car loan rates
  • Up to 100% financing for qualified members
  • Easy application process
  • No application fee
  • GAP, Credit Life and Credit Disability Insurance available
  • Flexible terms up to 84 months on autos
  • Flexible terms up to 120 months on RVs and Boats
  • First Time Auto Buyer Program availble.
  • Reduced interest rate with automatic loan payment
  • No prepayment penalties
  • We will refinance your loan from other institutions
  • You can pay your Auto Loans through Digital Banking.

Not sure of the cost of a vehicle? 

Get A NET Auto Loan

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It pays to be a member of NET Credit Union, especially when you’re in the market for a new or used car loan. Already financed at another financial institution? Ask us about refinancing your vehicle loan. We may be able to help lower your payments and possibly even pay off your vehicle faster. We also provide GAP (Guaranteed Asset Protection), Credit Life and Credit Disability Insurance. If your vehicle is stolen, accidentally damaged beyond repair, or otherwise declared a total loss, you are still liable to pay the difference, the gap between your insurer’s settlement and your loan balance.  That gap will come out of your pocket for a vehicle that no longer exists.

Speak to a NET Member Expert for more information at 570.961.5300 or email info@netcreditunion.com.

Refinancing Your Auto Loan with NET

Do you have a high-interest car loan from another lender? Ever consider an auto loan refinance? You may be able to refinance your auto loan at NET Credit Union and receive a lower rate and term that better fits your budget. Our speedy loan process will keep you in the vehicle you want while at a payment you can afford. 

You may have been pressured into a higher rate at the dealership simply because you didn’t realize you had other options. Perhaps your credit score wasn’t the best, but it has since improved. Whatever the reason, let NET Credit Union see if we can help lower your rate and your monthly loan payment.

Get started with lower payments today! 

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$100 giftcard

Bring in your best loan offer & we may Match or Beat Your Rate!*

*Click for more details.

Protecting Your Finances

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GAP+ Insurance

If your vehicle is declared as a total loss, you are still liable to pay the difference, the gap between your insurer’s settlement and your loan balance. 

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Debt Protection

Preserve your standard of living. Taking out a loan to buy a vehicle can be a financial gamble, protect yourself for when life happens.

Know Your Car, Ask for CARFAX.

Drive off the lot with confidence. Ask to see the CARFAX Report** before you buy.

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Know Your Car, Ask for CARFAX.

Drive off the lot with confidence. Ask to see the CARFAX Report** before you buy.

Reach Us

Our headquarters are here in Scranton; but with our ATM network, digital banking and mobile app – we’re conveniently where you need us.

119 Mulberry Street
Scranton, PA 18503

570.961.5300

info@netcreditunion.com

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* All loans subject to approval. Rates, terms and conditions are subject to change and may vary based on creditworthiness and qualifications.

**NET Credit Union offers the CARFAX Vehicle History information as a service to our members. CARFAX is solely responsible for the content and services provided.    

***Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date. Subject to change at any time.