Insurance - NET Credit Union
(570) 961-5300

Insurance for NET Members Only

AD&D, Life, Auto & Home, + NET Loans

All types of coverage to keep you and your family protected.

NET’s Got You Covered

  • Easy to Apply 
  • Customized to fit needs
  • Budget friendly options
  • Safeguarding your family’s financial well-being

Auto & Home Insurance

Quality Insurance, Discounted Price.

Exclusively for credit union members like you, the TruStage Auto & Home Insurance Program provides affordable top-quality protection. You can enjoy discounted rates combined with online convenience and 24/7 claims service.

TruStage Auto and Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.

Life Insurance

Get Your Free Quote For Life Insurance!

Exclusively for credit union members, we offer TruStage Life Insurance Policies to help you protect the people who matter most in your life. These plans are designed to fit your budget and provide excellent coverage.

Or call 1-855-612-7909 for more information.

TruStage Life Insurance is offered by TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.

Protection for your NET Credit Union Loans

Gap Protection Vehicle – Loans

What if your vehicle is stolen or a total loss?

Most cars depreciate by thousands of dollars as soon as they are purchased. If your vehicle is stolen, accidentally damaged beyond repair, or otherwise declared as a total loss, you are still liable to pay the difference, the gap between your insurer’s settlement and your loan balance. That gap will come out of your pocket for a vehicle that no longer exists.

You can protect yourself by signing up for GAP+ when you apply for your vehicle loan.

There is no underwriting, no red tape, and no hassles.

GAP Provides security for financial loss.



  • Protection for the term of your loan up to 84 months
  • Coverage for vehicles valued up to $100,000 at the time of purchase
  • Payment benefits up to $50,000
  • Coverage for auto insurance deductibles as part of the GAP claim settlement up to $500 and where allowed by law
  • Benefits for new or used vehicles
  • Maximum coverage of 125% Loan-to-Value
  • Deductible assistance of $500 maximum, including multi-vehicle protection
  • Up to $2,500 down payment credit toward a replacement vehicle when financed by NET.

Request GAP+ Insurance

Please don't send secure information.


Debt Protection

Help Preserve Your Standard of Living.

Whether you’re taking out a loan to make home improvements or to buy a vehicle, it can be a financial gamble because things happen, life happens. You’re betting you can pay back your loan and won’t lose your job (due to no fault of your own), or become disabled (due to injury or illness), or pass away, leaving your family responsible for your loan balance.

Play it Safe

Your family means everything to you. And if the unexpected happens, you don’t want an emotionally trying situation to be compounded by financial worry. That’s why there’s Debt Protection, which may cancel your loan balance or payments in case of:

Ask about protecting your loan payments.

If a protected life event happens to you (and you’re a protected borrower or co-borrower on the loan), Debit Protection will cancel or reduce repayment on your loan debt. Help lessen your worries about paying loans during a time when your income may be reduced or lost and paying other household bills becomes challenging.

Protected events include:

  • Loss of life – Protected borrower passes away
  • Disability – A covered disability occurs due to illness or injury
  • Involuntary Unemployment – A covered job loss occurs

Debt protection is a debt protection product offered by NET Federal Credit Union. Enrollment in this debt protection product is voluntary and not required to obtain a loan. Please contact an NET Federal Credit Union loan officer for additional information on benefit maximums, eligibility, limitations, and a copy of your contract.

Contact us for more information on this product by phone: 570-961-5300; or email:

Reach Us

Our headquarters are here in Scranton; but with our ATM network, digital banking and mobile app – we’re conveniently where you need us.

119 Mulberry Street
Scranton, PA 18503


Please don't send secure information

Leave A Message

*Please don't submit secure information.