Credit Cards
Credit cards designed for security and convenience.
No Annual Fee
Cash Back Rewards**
No Cash Advance fee
Free Digital Banking
Our cards are designed with contactless payments and the highest end security, so you can make your purchases with ease. You can even connect them to your digital wallet for a faster checkout experience.
Benefits of a NET Credit Card
- Contactless Payments
- No annual fee
- No transaction fee
- No cash advance fee
- No minimum interest charge
- Balance Transfers*5
- Low credit card rates
- Easy ATM access for quick cash using your VISA card
- Credit card protection with VISA purchase alerts
- EMV chip for enhanced security
- Access your account anytime, anywhere with Digital Banking
- Card works with Google Pay™, Apple Pay™ and Samsung Pay™
Types of Credit Cards
Cash Back
Rates as low as 14.99% APR*
Earn 1% Cash Back on every purchase!**
You can earn up to $600 cash back** each year with NET’s Cash Back Rewards VISA Credit Card.
Platinum
Rates as low as 13.99% APR*
NET’s Platinum VISA Credit Card is a standard credit card with a lower rate.
Secured
Rates as low as 18.00% APR*
A NET Secured VISA Credit Card will give you all the benefits and low rates of our traditional VISA card and will actually help you improve your credit rating if you make all of your payments on time. With a NET Secured VISA Credit Card you can make purchases you need without the added expense of a high interest rate or excess fees.
Need help choosing the right card for you?
Keep Your NET Credit Card Safe
- Keep your cards safe. Don’t take all of your cards with you everywhere you go, rather take only the cards you need. Keep others safely locked away.
- Make strong passwords. Weak passwords are a goldmine for identity thieves. Don’t use the same password for multiple accounts.
- Report lost or stolen credit cards immediately by calling 1-888-297-3416
- Avoid giving your credit card information unless it’s to a trusted source.
- Be vigilant when using your credit card online. Avoid clicking on suspicious looking links. When shopping online, don’t allow sites to save your credit card information.
- Monitor your credit card transactions regularly and your billing statements each month.
- Review your credit reports regularly. Look for any discrepancies.
- Shred all papers with personal information before discarding them, such as old credit card statements.
- Protect your PIN number, don’t share it and don’t keep it with your card.
- Enable Real-Time alerts for your NET VISA Card in Digital Banking to be notified when transactions occur on your account.
Lost or Stolen Card? Report it immediately by calling 1-888-297-3416
So Many Ways to Pay
When you have an account with NET, you have access to several different payment options!
Redeeming Cash Back in Digital Banking
Not sure how to Redeem Your Cash Back?
It’s quick and easy to Redeem Cash Back in Digital Banking. Just log into Digital Banking > Transfer & Pay ( this is under the “… more” tab on mobile)> Transfer & Pay > Redeem Cash Back > Enter the amount > Redeem!
Still not sure how to redeem cash back? Check out our step-by-step guide!
Get paid up to 2 Days Early**** with Direct Deposit!
Enroll in NET’s Direct Deposit and get paid up to 2 days early****!
Looking for checking products?
Debit Cards
Checking Accounts
Reach Us
Our headquarters are here in Scranton; but with our ATM network, digital banking and mobile app – we’re conveniently where you need us.
119 Mulberry Street
Scranton, PA 18503
570.961.5300
info@netcreditunion.com
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*All rates are subject to change without notice. APR: Annual Percentage Rate. All loans subject to approval. Rates, terms and conditions are subject to change and may vary based on creditworthiness and qualifications. Various terms available.
**NET Credit Union’s Visa® Cash Back Rewards Card provides 1% cash back in eligible purchases with a maximum reward of $600 per calendar year. Redeemable cash rewards are available for redemption at any time in any amount. Redeemed cash rewards are deposited into your primary share account. Cash rewards not redeemed expire after 4 years. The features of this program are subject to change at any time.
****Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date. Subject to change at any time.
*5 A 3% balance transfer fee is charged per balance transfer. Balance transfer rate corresponds to current variable rate. Accounts must be in good standing. Equal opportunity lender.