Credit Score Analysis - NET Credit Union
(570) 961-5300

Need to raise your credit score?

Free Credit Score Analysis



Get Started

Improve Your Credit Score

Free Credit Score Analysis



Get Started

The higher the credit score, the more money you’ll save!


Need help raising your credit score? Interested in refinancing or consolidating your debt? We may be able to help raise your credit score, lower your monthly payments & eliminate high-interest credit card debt! Apply for a free credit score analysis to get started.

Need to increase your score?

Did you know it takes about 90 days to increase a credit score?

Becoming a homeowner?

Thinking of buying a house? You’ll need at least a 630 credit score to be approved with NET. 

Have credit card debt?

You can lose a total of 15 points for opening a retail card the next time you’re shopping.

NET has a team of Credit Score Experts.

Fill out this Free Credit Score Analysis form to see if we may be able to help.


Credit Score Analysis

Please don't submit secure information.

  • MM slash DD slash YYYY
  • By providing your Annual Gross Income, it allows NET to determine future possible loan amounts.
  • Example: 2019 Ford Escape
  • Your VIN is located on your car insurance card and the sticker in the front window of your vehicle. Please have this number ready when the loan officer contacts you.

By clicking submit, you authorize us to obtain reports from third parties, including consumer reporting agencies. 



We are changing people's lives.

Whether you are trying to consolidate credit card debt, looking to refinance your auto loan or trying to save up for a family vacation, our team dives deep to see how we can help raise your credit score, lower your monthly payments & eliminate high-interest credit card debt.

For the year, we have a $250,000 members' savings goal...we quickly crushed it!

Let us see if we can help you, too.

Average Credit Score

Amount of Members' Money Saved

You don’t need a bank.

“Getting a loan has never been so fun! The professional and courteous personal attention I get from the loan department, especially Patti York keeps me coming back again and again. She is an asset to NET”

Vincent Dusson

“I had 20% interest loan and now paying 6.74%. I saved 12 months of payments at $318 per month.​”

Tiffany Cramer

“You helped me consolidate my debt. Saved me hundreds every month!”

Janet May