Undergraduate Student Loans | NET Credit Union
(570) 961-5300

Undergraduate Student Loans

Are you stressed about how you will fund your college education? Don’t let your finances prevent you from reaching your educational goals. NET Credit Union can help you fund your future with a student loan. A private student loan is an ideal solution to help fill the gap that federal aid can leave behind, such as tuition, room and board, books, a laptop and more. Check out NET Credit Union’s student loan options.
Apply for a Student Loan

Why apply?

Competitive Rates

No Origination Fees

Discount Auto Payment

Optional Deferment

Fixed & Variable Rate Option

Steps to getting a Student Loan

1. Free Application for Federal Student Aid (FAFSA)

A FAFSA must be completed before applying for federal or private school loans. The application opens October 1 each year for the upcoming academic year. It’s important to remember that a FAFSA needs to be completed every year you are attending school. Get more information on FAFSA and other student aid and federal loans online at the U.S. Department of Education.

2. Fill in the Funding Gap

Fill in the funding gap after all federal loans and scholarships are exhausted with a student loan from NET Credit Union. It’s easy to apply online and get quick approval, and applying with a creditworthy cosigner may help you to qualify. A NET Credit Union student loan is the smart way to fund your education.

Benefits of a NET Credit Union Student Choice Loan

  • Competitive student loan interest rates.
  • Borrow up to $75,000.
  • Fixed terms up to 15 years.
  • Variable Terms for 20 to 25 years, based on the loan balance.
  • No origination fee.
  • No prepayment penalty. 
  • Interest can be reduced by paying early.
  • No payments until six months after graduation.
  • Tax deductible interest payments (consult your tax advisor).
  • Rate discount for auto pay.

Manage Your Student Loans with NET Credit Union

NET Credit Union is the best place to manage your student loans. Let us help make your college dream a reality by applying for a student loan through a credit union. For more information about student loans at NET Credit Union, visit an office or call/text a NET Member Expert at 570-961-5300.

For questions regarding existing credit union student loans, please call 866-245-2503.

Need Help Preparing for College?

Our College Counselor can provide personal, one-on-one consultation for all of your financial aid, repayment, and refinancing questions. Whether you’re a parent, high school student, or college graduate entering loan repayment, our counselor can walk you through the necessary steps to make smart financial decisions. 

Reach Us

Our headquarters are here in Scranton; but with our ATM network, digital banking and mobile app – we’re conveniently where you need us.

119 Mulberry Street
Scranton, PA 18503



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*Subject to qualification and additional criteria, including graduating from an approved school