Balance Transfer - NET Credit Union
(570) 961-5300

Balance Transfer Special

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Start Your New Year with Savings!

Start your year off right by saving big with NET!
Transfer your high interest credit card debt to NET for 0% APR* with no balance transfer fee.

Start 2026 off with savings!

0% APR*

on balances transferred to a NET Credit Card! For a limited time only, we’ll even waive the transfer fee!

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Lower your monthly payments!

Transfer the balance on your high rate credit cards to NET and receive 0% APR* for 12 months! When you transfer to a NET Credit Card, we’ll also waive the transfer fee on the balance transferred!  Lowering your interest rate means lowering your monthly payments. This means you can pay off that debt even faster!

Redeeming Cash Back in Digital Banking

Not sure how to Redeem Your Cash Back?

It’s quick and easy to Redeem Cash Back in Digital Banking. Just log into Digital Banking > Transfer & Pay ( this is under the “… more” tab on mobile)> Transfer & Pay > Redeem Cash Back > Enter the amount > Redeem!
Still not sure how to open the account? Check out our step-by-step guide!

Reach Us

Our headquarters are here in Scranton; but with our ATM network, online banking and mobile app – we’re conveniently where you need us.
119 Mulberry Street Scranton, PA 18503
570.961.5300

info@netcreditunion.com

Please don’t send secure information.

Questions about our Balance Transfer?

*Annual Percentage Rate. 0% APR for a full 12 months. Fixed rate for twelve months from the date of balance transfer. Rates return to the current variable rate following the twelve month promotional period. Limited Time Only. All accounts must meet membership eligibility. $5 Membership Fee is required for new accounts opened. Accounts must be in good standing. Balance transfer fee is waived on all balance transfers on all NET Credit Union VISA credit cards. Balance Transfer Fee is only waived on balance transfers completed from January 1, 2026 to January 31, 2026. Current NET loans are not eligible to be paid off with a balance transfer. Equal opportunity lender. NET Credit Union is federally insured by the NCUA.