Balance Transfer - NET Credit Union
(570) 961-5300

Balance Transfer Special

New Year's Special!
Apply now

New Year’s Resloutions Start Here

Start your year off right by saving big with NET!
Transfer your high interest credit card debt to NET for 0% APR* & 3% Cash Back*!

2024 starts with savings!

0% APR*


3% Cash Back!*

on balance transfers

Lower your monthly payments!

Transfer the balance on your high rate credit cards to any NET Credit Card and receive 0% APR* for 12 months & 3% Cash Back* on the balance transferred!  Lowering your interest rate means lowering your monthly payments. This means you can pay off that debt even faster!


Not interested in NET’s Cash Back Rewards Card? You can still receive the 0% APR* and 3% Cash Back*  on your balance if you transfer it to a different NET Credit Card!

Redeeming Cash Back in Digital Banking

Not sure how to Redeem Your Cash Back?

It’s quick and easy to Redeem Cash Back in Digital Banking. Just log into Digital Banking > Transfer & Pay ( this is under the “… more” tab on mobile)> Transfer & Pay > Redeem Cash Back > Enter the amount > Redeem!

Reach Us

Our headquarters are here in Scranton; but with our ATM network, online banking and mobile app – we’re conveniently where you need us.
119 Mulberry Street Scranton, PA 18503

Please don’t send secure information.

Questions about our Balance Transfer?

*Annual Percentage Rate. New card holders are only eligible for 0% APR for a full 12 months beginning within 90 days of credit card opening. Fixed rate for twelve months from the date of balance transfer. Rates return to the current variable rate following the twelve month promotional period. Limited Time Only. All accounts must meet membership eligibility. $5 Membership Fee is required for new accounts opened. Accounts must be in good standing.  All NET Credit Union Credit Card holders will earn 3% cash back on balances transferred from January 2, 2024 to February 29, 2024. Balance transfer fee is waived on all balance transfers on all NET Credit Union VISA credit cards. Equal opportunity lender. NET Credit Union is federally insured by the NCUA.