*1 Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date. Subject to change at any time.

*2 Annual Percentage Yield. Rate is earned based on balances of $1-$10,000 if qualifying criteria is met. 0.40% APY is earned on balances $10,000.01 or greater. A Digital Checking Account holder must meet the following qualifications in order to receive the benefits: An eligible NET Membership, Minimum of 15 debit card transactions posted each month (excluding ATM), must receive electronic statements and a minimum of $500 monthly deposited into the checking account. A Checking Plus Checking Account holder must meet the following qualifications in order to receive the benefits: An eligible NET Membership, a minimum of $500 monthly deposited into the checking account and an average $25,000 daily balance of shares/loans for the month. If qualifying criteria is not met, member will not earn an APY.  Benefits & Rewards are only earned if qualifications are met on a monthly basis. If monthly qualifications have been met, payments will be received at the end of each month.  Rate subject to change.