Variable Rate HELOC Special
Did Achieving 2025 Goals Cause 2026 Debt?
Start 2026 off right by saving money when you consolidate your debt with a NET Home Equity Line of Credit Special!
The equity in your home may unlock new financial doors. It may be able to consolidate debt from your last vacation, home renovation, or college tuition.
Variable Rate HELOC Special
3.99% APR*
for 24 Months
Following the promotional period, the loan converts to an adjustable rate loan based on the Prime Rate and a margin. Maximum APR that could apply is 18%.
Unlock the Value of Your Home
It pays to be a member of NET Credit Union, especially when you’re in the market for a Home Equity Line of Credit. Apply for your Home Equity Line of Credit now.
About NET’s HELOC
- May close in just 5 days!*3
- Competitively low, variable or fixed interest rates.
- Borrow up to 80% of your home’s appraised value.
- Flexibility of revolving line of credit enables you to use only the money you need, when you need it.
- Flexible terms.
- No prepayment penalties.
- No closing costs and no appraisal fee*4.
- Interest paid may be tax deductible depending on the use of the funds. (Consult your tax advisor.)
- Take advance from Digital Banking
- Credit Cards are available to withdraw directly from your loan. – Request Credit Card
- HELOC Visa Credit Card available instantly in digital banking.
- Checks are available to withdraw funds. – Request Checks
Your Home Equity Does More than Remodels
Reach Us
Our headquarters are here in Scranton; but with our ATM network, digital banking and mobile app – we’re conveniently where you need us.
119 Mulberry Street
Scranton, PA 18503
570.961.5300
info@netcreditunion.com
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*Annual Percentage Rate. All loans subject to credit approval and membership eligibility. $5 Account Fee is required for new accounts opened. 3.99% APR is a fixed promotional rate for 24 months. Following the promotional period, the loan converts to an adjustable rate loan based on the Prime Rate and a margin. Maximum APR that could apply is 18%. As of 10/1/2025, the Prime Rate is 7.50%. Loans from $10,000 to $500,000. No minimum draw required. Minimum monthly payment of $ 100. Loan to Value Ratio must not exceed 80%. Appraisal required. All closing and appraisal costs waived. Offer good for applications received by 2/28/2026. Promotion is eligible on all Variable HELOC advances only taken during promotional period. Promotion may end at any time. Fixed HELOCs are not eligible for this promotion. NET Credit Union is federally insured by the NCUA and is an Equal Opportunity Lender.
***Five (5) day timeframe begins the day we receive your completed application. Closing delays may occur if: Documents required for closing are not completed within timeframes established by the Credit Union, the property value cannot be readily determined, events beyond the control of the Credit Union or the loan cannot be closed electronically.
****Member may be charged an appraisal fee. Terms and conditions apply. Speak to the Loan Department for details.