Fixed Rate HELOC Special
Home Equity Line of Credit –
For Life’s Big Expenses
Life can be expensive, but with NET’s Home Equity Line of Credit, those big expenses can be made more manageable. Using the equity in your home can be a great way to consolidate debt, or make future big purchases much easier to manage.
Fixed Rate HELOC Special
1.99% APR*
on draws made between
3/1 – 12/31/2026
Your Home Equity Does More than Remodels
About NET’s HELOC
- May close in just 5 days!*3
- Competitively low, variable or fixed interest rates.
- Borrow up to 80% of your home’s appraised value.
- Flexibility of revolving line of credit enables you to use only the money you need, when you need it.
- Flexible terms.
- No prepayment penalties.
- No closing costs and no appraisal fee*4.
- Interest paid may be tax deductible depending on the use of the funds. (Consult your tax advisor.)
- Take advance from Digital Banking
- Credit Cards are available to withdraw directly from your loan. – Request Credit Card
- HELOC Visa Credit Card available instantly in digital banking.
- Checks are available to withdraw funds. – Request Checks
Unlock the Value of Your Home
It pays to be a member of NET Credit Union, especially when you’re in the market for a Home Equity Line of Credit. Apply for your Home Equity Line of Credit now.
Reach Us
Our headquarters are here in Scranton; but with our ATM network, digital banking and mobile app – we’re conveniently where you need us.
119 Mulberry Street
Scranton, PA 18503
570.961.5300
info@netcreditunion.com
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*Annual Percentage Rate. All loans subject to credit approval and membership eligibility. $5 Account Fee is required for new accounts opened. 1.99% APR is a fixed promotional rate on draws only taken from 3/1/2026-12/31/2026. Interest rate will automatically revert back on 1/1/2027 that was outlined in your original loan agreement.* Loans from $10,000 to $500,000. No minimum draw required. Minimum monthly payment of $ 100. Loan to Value Ratio must not exceed 80%. Appraisal required. All closing and appraisal costs waived. Offer good for applications received by 12/31/2026. Promotion is eligible on all Fixed HELOC advances only taken during promotional period. Variable HELOCs are not eligible for this promotion. Promotion may end at any time. NET Credit Union is federally insured by the NCUA and is an Equal Opportunity Lender.
***Five (5) day timeframe begins the day we receive your completed application. Closing delays may occur if: Documents required for closing are not completed within timeframes established by the Credit Union, the property value cannot be readily determined, events beyond the control of the Credit Union or the loan cannot be closed electronically.
****Member may be charged an appraisal fee. Terms and conditions apply. Speak to the Loan Department for details.