Home Equity (HELOC) Special
Apply nowMake a house your home.
Personalizing your house is a major step to making it feel like home. Make that step even easier with NET’s Home Equity Line of Credit Special! We may be able to help you get started quickly by closing in as little as 5 days***. Save time and money with help from a HELOC with NET!

HELOC Special
4.99% APR*
for 6 months
Unwrap the Value of Your Home
Apply for your Home Equity Line of Credit now. If you’re approved, you may close in just 5 days!*** This means you can start your home improvement right away!
About NET’s HELOC
- May close in just 5 days!*3
- Competitively low, variable or fixed interest rates.
- Borrow up to 80% of your home’s appraised value.
- Flexibility of revolving line of credit enables you to use only the money you need, when you need it.
- Flexible terms.
- No prepayment penalties.
- No closing costs and no appraisal fee*4.
- Interest paid may be tax deductible depending on the use of the funds. (Consult your tax advisor.)
- Take advance from Digital Banking
- Credit Cards are available to withdraw directly from your loan.– Request Credit Card
- HELOC Visa Credit Card available instantly in digital banking.
- Checks are available to withdraw funds. – Request Checks
Your Home Equity Does More than Remodels
Reach Us
info@netcreditunion.com
Questions about our Home Equity Special?
*Annual Percentage Rate 4.99% APR is a fixed promotional rate for six months. Following the promotional period, the loan converts to an adjustable rate loan based on the Prime Rate and a margin. Maximum APR that could apply is 18%. As of 10/1/2025, the Prime Rate is 7.50% APR. Loans from $10,000 to $ 500,000. No minimum draw required. Minimum monthly payment of $ 100. Loan to Value Ratio must not exceed 80%. Appraisal required. All closing and appraisal costs waived. Offer good for applications received by 12/31/2025. Promotion is eligible on all advances taken during promotional period. Promotion may end at any time. NET Credit Union is federally insured by the NCUA and is an Equal Opportunity Lender.
***Five (5) day timeframe begins the day we receive your completed application. Closing delays may occur if: Documents required for closing are not completed within timeframes established by the Credit Union, the property value cannot be readily determined, events beyond the control of the Credit Union or the loan cannot be closed electronically.
****Member may be charged an appraisal fee. Terms and conditions apply. Speak to the Loan Department for details.