Home Equity (HELOC) Special - NET Credit Union
(570) 961-5300

Home Equity (HELOC) Special

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Turn Your Visions Into Reality

We know how difficult it is today waiting on products to be shipped or for a contractor to call you back. Prepare for your next home project with a Home Equity Line of Credit from NET Credit Union. With the low teaser rate and closing in as little as 5 days, our flexible home equity lines of credit are available to help you make your house become a home. Save money, time and enjoy your home with help from NET Credit Union.

Enjoy a low rate all through 2022

2.99% APR*

  • 2.99% APR* for the remainder 2022
  • Rate reverts back on January 1, 2023
  • Variable draw period extension to 7 years.
  • No minimum draw.

More info on Home Equity Line of Credit

Apply for your Home Equity now, if you’re approved, you can close in just 5 days!*** That means you can start your home improvement right away!

No Pre Payment Penalties Icon

Close in 5 Days!***

No Appraisal Fee Icon

No Appraisal Fee**

No Closing Cost Icon

No Closing Cost

No Application Fee Icon

No Application Fee

Fixed Monthly Payments Icon

No Pre- Payment Penalties

Reach Us

Our headquarters are here in Scranton; but with our ATM network, online banking and mobile app – we’re conveniently where you need us.

119 Mulberry Street
Scranton, PA 18503



Questions about our Home Equity Special?

*Annual Percentage Rate. 2.99% APR is a fixed promotional Rate reverts back on 1/1/2023. Following the promotional period, the loan converts to an adjustable rate loan based on the Prime Rate and a margin.  Maximum APR that could apply is 18%.  As of 4/1/22, the Prime Rate is 3.50%. Minimum loan amount of $10,000 to $250,000. No minimum draw requirement.  Minimum monthly payment of $ 100.  Loan to Value Ratio must not exceed 80%.  Subject property evaluation required.  All closing and appraisal costs waived.  Offer good for applications received on or after 4/1/2022.

**Member may be charged an appraisal fee. Terms and conditions apply. Speak to the Loan Department for details.

***Five (5) day timeframe begins the day we receive your completed application.   Closing delays may occur if:   Documents required for closing are not completed within timeframes established by the Credit Union, the property value cannot be readily determined,  events beyond the control of the Credit Union or the loan cannot be closed electronically.