Home Equity (HELOC) Special - NET Credit Union
(570) 961-5300

Home Equity (HELOC) Special

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Unlock Your Home’s Potential

The equity in your home may unlock new financial doors. Whether you’re looking for a home renovation, consolidating debt, paying for your child’s college tuition or finally taking that cruise, the equity in your home could help fund these expenses. Make that step even easier with variable NET’s Home Equity Line of Credit Special! Get started quickly by getting your money in as little as 5 days***. Save time and money with help from a HELOC with NET!

NET Heloc special new kitchen with home equity line of credit

Variable Rate

HELOC Special

3.99% APR*

&

3% Cash Back**

On new advances Now through July!

Using A Home Equity Line of Credit

Did you know you can use your Home Equity Line of Credit for more than just remodeling your home?

  • Home improvement projects
  • Consolidating debt
  • Major purchases
  • Tuition and education costs
  • Vacation
  • Medical expenses
  • Wedding expenses
  • Vehicle purchases
  • Much more!
remodeled bathroom using NET HELOC

Reach Us

Our headquarters are here in Scranton; but with our ATM network, online banking and mobile app – we’re conveniently where you need us.

119 Mulberry Street Scranton, PA 18503

570.961.5300

info@netcreditunion.com

Questions about our Home Equity Special?

*Annual Percentage Rate.  All loans subject to credit approval and membership eligibility. $5 Membership Fee is required for new accounts opened. Interest rate on loan may vary based on credit, term and value. Periodic rate is 3.99% APR for the first six months on any advance taken in April, May, June and July of 2024. As of 8/1/2023, the Prime Rate is 8.50%. Rate starting at 8.50% APR. Rates current as of 4/1/2024. Following the promotional period, the loan converts to an adjustable rate loan based on the Prime Rate, index and margin. Eligible for Variable HELOC loans only. Fixed HELOC loans are not eligible for this promotion. Promotion subject to change at any time without notice. Property insurance will be required. Other terms and conditions may apply.

**$600 maximum cash back amount per HELOC loan. 3% cash back based on an advance conducted by HELOC credit card, digital banking or in branch. Advances eligible under this program must remain open for 90 days or the cash back is voided and will be added to the payoff amount of the loan. Cash back payments may subject the member to state, local and/or federal tax liability.  Please consult a tax professional. Promotion begins 4/1/2024. Offer valid on applications received and processed by 7/31/2024. NET is federally insured by the NCUA and is an Equal Opportunity Housing Lender. Limited time offer

***Five (5) day timeframe begins the day we receive your completed application.   Closing delays may occur if:   Documents required for closing are not completed within timeframes established by the Credit Union, the property value cannot be readily determined,  events beyond the control of the Credit Union or the loan cannot be closed electronically.

****Member may be charged an appraisal fee. Terms and conditions apply. Speak to the Loan Department for details.