Member Discounts - NET Credit Union
(570) 961-5300

Loan Perks

Members of NET Credit Union may be eligible for loan discounts. Some limitations may apply: 

  • Beat-a-Rate – Bring your loan offer to NET Credit Union and let us Beat your rate that you’re being offered on your Auto or Fixed Rate Home Equity Loan.
  • Auto Loans – Put a down payment that drops your LTV (Loan-to-Value) of your auto loan below 90%, and/or 75%, and receive up to 0.50% off your loan rate.
  • First Time Auto Buyer: automatic 0.25% rate reduction.
  • Automatic Loan Payments – set up your loan to be automatically paid from your direct deposit, or your account, and receive 0.25% off your loan rate.
  • CSA – Credit Score Analysis: Let NET review your credit score with you and offer suggestions as to how you can raise your score.
  • Rate Reduction – Eligible on Auto and Fixed Rate Home Equity Loans: Once a year, and at the members’ request, provided that the member improves their overall credit score, they may qualify for a lower interest rate on their loan. Inquire for details. Not all loans qualify.
  • Skip-a-Payment – Up to two time a year, we offer members the opportunity to “Skip” their loan payment. Offers will be advertised to members. Not all loans qualify for Skip-a-pay.
  • Loan Specials – periodically, NET will run special loan promotions, discounting our already low loan rates. Watch for them!
  • Low Rate Credit Cards – we offer 4 different credit cards, all at low rates and eligible for Apple iPay, Samsung Pay, or Google pay. Our rewards card is the best in the area! Inquire for details.
  • Short-term Loans – need up to $1,000 quickly for repairs or emergencies? NET offers a short-term loan program that can get you cash when you need it, without a credit check. All we’ll need is proof of income/employment, and this part is easy when you have direct deposit with NET.


Other benefits of your membership in NET Credit Union is the great discounts and exclusive deals you can enjoy from our trusted partners through Love My Credit Union Rewards. Be sure to take advantage of the many perks of being a member of NET!

Credit Union Discounts & Deals

  • Sprint – Cash reward just for switching to sprint!
  • TurboTax – Save money on TurboTax federal tax products
  • TruStage – Save on car insurance with TruStage Auto & home insurance program

Even more credit union member discounts

It pays to be a member of NET Credit Union – the more deals you take advantage of, the more you save!

Just call or visit NET Credit Union for more information on our member perks.