*Annual percentage rate. Fixed rate based on creditworthiness. Loans from $5,000 to $250,000; 36 months starting at 3.54%. 3.54% APR reflects a .25% discount with automatic loan payment. 3.79% APR is for 3 years without automatic payment. 3.79% APR for 36 months is $29.44 per month. Other maturities with corresponding rates. Loan to Value Ratio must not exceed 90%. Appraisal required. All closing costs waived. Otter good for applications received by 7/31/19. Federally insured and equal housing lender.